Traditional and Non-Traditional Mortgage Loans

In the ever-evolving landscape of real estate financing, Davila Finance offers an extensive range of mortgage loan options to suit various needs. Whether you're looking for a traditional mortgage to purchase your dream home or considering alternative lending options, we have you covered.

Traditional Mortgage Loans For those seeking a straightforward, long-term financing solution, we offer a suite of traditional mortgage loans. These commonly include:


• Fixed-Rate Mortgages: Lock in a constant interest rate for the life of the loan, offering predictability in your monthly payments.
• Adjustable-Rate Mortgages (ARMs): Benefit from lower initial rates that may adjust over time based on market conditions.
• FHA Loans: Ideal for first-time homebuyers, requiring lower down payments and accommodating less-than-perfect credit.
• Conventional Loans: With stricter credit requirements but more flexible terms, these loans are often best suited for those with strong financial profiles.
• Traditional mortgages are well-suited for individuals with stable income, good credit, and a willingness to commit to longer-term financial obligations.

Non-Traditional Mortgage Loans For clients with unique financial circumstances or those looking for more flexible lending options, we offer non-traditional mortgage loans, such as:


• Interest-Only Mortgages: Make only interest payments for a set period, allowing lower initial monthly payments.
• Balloon Mortgages: Make smaller initial payments with a large lump sum due at the end of the loan term.
• Stated Income Loans: Suitable for self-employed or freelance individuals, these loans are approved based on a declaration of income rather than traditional proof.
• Hard Money Loans: These are asset-based loans that are ideal for short-term real estate investment opportunities.
• Non-traditional loans are excellent solutions for those with variable incomes, investment-oriented financial goals, or unique property types.

Mortgage Loans for International Customers and Non-Residents Understanding the unique financial needs of international customers and non-residents, Davila Finance has crafted mortgage loan products tailored just for you. These options make it simpler for non-residents and international investors to acquire real estate properties in the United States.
• Foreign National Loans: Designed for non-U.S. citizens who are looking to invest in the American real estate market. Minimal documentation and flexible approval criteria set these loans apart.
• Non-Resident Portfolio Loans: A bespoke financing solution that accommodates the unique income structures of non-residents, such as income from international sources.
• Cross-Border Financing: Tailored for those who have financial profiles in multiple countries, these loans take into account international credit reports and assets.
• Currency Choice Mortgages: Choose the currency in which you'd like to make your mortgage payments, providing a hedge against currency fluctuations.

Expert Guidance and Seamless Process Our seasoned team of mortgage professionals is on hand to guide you through selecting the right mortgage product that aligns with your individual or investment needs. Our streamlined process ensures that you go from application to closing as smoothly as possible.


Compatibility with Davila Homes Being the financial arm of Davila Homes allows us to offer integrated solutions that make the homebuying process as seamless as possible, from construction to financing.


Contact Us Explore the world of mortgage possibilities with Davila Finance. Contact us today to discuss your options and find the mortgage product that best fits your needs.